Save Smarter

Personal finance, investing, and saving tips that they should teach you in school (but don’t) in an easy-to-understand format.

Maggie McMichael Maggie McMichael

Employer Benefits 101: 401(k) Plans

I’m totally aware that there are approximately 1 billion articles about 401(k) plans. I also know there are another 2 billion that revolve around Traditional versus Roth 401(k)s; however, I still think this topic is important to cover, as evidenced by the number of DMs I’ve received about this particular retirement savings account. Okay, FINE. My DMs weren’t my only motivation.

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Maggie McMichael Maggie McMichael

A General Guide to Saving Using the 50/30/20 Rule

There’s no one size fits all answer to the “How much should I save?” question, because everyone’s financial situation is entirely unique; however, there is a general rule that can help get you started, and it’s called the 50/30/20 rule.

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